Homesteading lender

Financing Freedom,
One Homestead at a Time.

Homesteading lender

Your Partner in Financing your homestead dream

Sophia, The Homesteading Lender, has been guiding clients through the lending process since 2006, but it wasn’t until she became a homesteader herself that she shifted her focus to helping others finance their dream properties. Living on 40 acres in the Appalachians, she raises beef and dairy cattle, sheep, and egg-laying hens, giving her firsthand experience with the unique challenges and opportunities of rural living. Now, she combines nearly two decades of lending expertise with her passion for self-sufficiency, ensuring that her clients get the right financing solutions for homesteads, farms, and off-grid properties. Whether you're buying land, expanding your farm, or securing a better loan, Sophia is dedicated to helping you every step of the way.

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I have refinanced my home twice this year (2020) thanks to interest rates dropping significantly enough, and both times have gone without a hitch with Sophia and her team. I can't say enough good things about Sophia. She's professional, knowledgeable, and always available to answer my questions. I have saved over $800/month for my family! I highly recommend her and would use her services again in a heartbeat.

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Michael D. 
San jose, CA

What we appreciated about Sophia was that she kept us on track with the financial aspects of our home purchase. Because we were both buying and selling a home simultaneously, we had lots of different financial scenarios to consider and she was more than willing to calculate how each of those scenarios would impact things. Knowing exactly what to expect put our minds at ease and gave us the confidence to move forward with the purchase. To say that Sophia has been fantastic to work with is an understatement. She is not just great at what she does. She radiates integrity and exudes both warmth for her clients as well as a fierce determination to get people into their dream homes. We are already telling our friends about our real estate team!

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giovanna m. 
walnut creek, ca